# Advance Funds Network Canada

> Advance Funds Network (AFN) provides fast, flexible business funding to small and medium-sized businesses across Canada, and has served Canadian businesses since 2008. AFN offers equipment financing, term loans, lines of credit, working capital loans, merchant cash advances, and debt consolidation — with no upfront fees, approval decisions in minutes, and same-day funding available.

Last updated: 2026-08-09
Phone: (888) 310-3110
Canadian office: 2967 Dundas St. W. #220D, Toronto, ON M6P 1Z2
Application: https://advancefundsnetwork.ca/get-funded-today/
United States site: https://advancefundsnetwork.com/

## Scope of This Site

This is AFN's Canadian site, serving businesses in Canada. AFN also operates in the United States at advancefundsnetwork.com. SBA loans are a United States government program and are not offered in Canada; the Canadian product range is listed below.

## Company Facts

- Serving Canadian businesses since 2008
- AFN presents applicants with several funding options rather than a single product, and works to match a structure to the business.
- No upfront fees
- Applying requires a completed application and 3 months of business bank statements
- Approval decisions typically within minutes; same-day funding available
- AFN does not provide funding for startups.
- Rated #1 in the Non-Bank Financing category on Trustpilot
- Offices: 2967 Dundas St. W. #220D, Toronto ON M6P 1Z2 · 464 Kings Highway, Brooklyn NY 11223 · 1633 Rt 35N Unit 4, Oakhurst NJ 07755 · 2031 Harrison St, Hollywood FL 33020
- Social: [LinkedIn](https://www.linkedin.com/company/advance-funds-network/) · [Facebook](https://www.facebook.com/advancefundsnetwork) · [Instagram](https://www.instagram.com/advancefundsnetwork/) · [X](https://x.com/AdvanceFunds)

## Eligibility

Requirements vary by product. Current criteria are maintained on these pages:

- [Funding Requirements](https://advancefundsnetwork.ca/how-it-works/#funding-requirements): Qualification criteria.
- [Business Financing FAQs](https://advancefundsnetwork.ca/business-financing-faqs/): Master FAQ covering eligibility, funding speed, repayment structures, and every product in detail.

Qualification weighs revenue and time in business more heavily than credit score.

## Funding Products

- [Equipment Financing](https://advancefundsnetwork.ca/equipment-financing/): Spreads the cost of essential tools and machinery over time rather than requiring heavy upfront expense.
- [Business Term Loans](https://advancefundsnetwork.ca/business-term-loans/): Fixed lump-sum loans repaid over a set period, with no hidden fees.
- [Business Line of Credit](https://advancefundsnetwork.ca/business-line-of-credit/): Revolving credit up to an approved limit, giving access to funds for sudden costs.
- [Working Capital Loans](https://advancefundsnetwork.ca/working-capital-loans/): Short-term funding for payroll, rent, inventory, and operating costs.
- [Merchant Cash Advance](https://advancefundsnetwork.ca/merchant-cash-advance/): Lump-sum advance repaid via a percentage of daily or weekly sales. Priced by factor rate rather than APR.
- [Business Debt Consolidation Program](https://advancefundsnetwork.ca/business-debt-consolidation-program/): Combines multiple business debts into a single payment and a single due date.

## How Funding Works

1. Complete the online application and provide 3 months of business bank statements.
2. Receive an approval decision, typically within minutes.
3. Review the funding options presented and choose one.
4. Receive funds — same day in many cases.

- [How It Works](https://advancefundsnetwork.ca/how-it-works/): Full detail on application, approval, and funding requirements.
- [Get Funded Today](https://advancefundsnetwork.ca/get-funded-today/): Start a funding application.

## Company

- [About Us](https://advancefundsnetwork.ca/about-us/): Company history, mission, and core values.
- [Our Team](https://advancefundsnetwork.ca/team/): Leadership bios.
- [Customer Reviews](https://advancefundsnetwork.ca/customer-reviews/): Client testimonials and Trustpilot rating.
- [Business Financing FAQs](https://advancefundsnetwork.ca/business-financing-faqs/): Master FAQ covering every product in detail.
- [Contact Us](https://advancefundsnetwork.ca/contact-us/): Phone, email, and office locations.

## Partners & Affiliates

- [Partner vs Affiliate](https://advancefundsnetwork.ca/partners-vs-affiliates/): Comparison of the two referral programs — start here.
- [Become a Partner](https://advancefundsnetwork.ca/become-a-partner/): For consultants, ISOs, and digital marketers. Revenue share on funded deals, no cost to join.
- [Become an Affiliate](https://advancefundsnetwork.ca/become-an-affiliate/): Per-lead commissions for referring interested businesses; no cost to join.
- [Refer a Business](https://advancefundsnetwork.ca/refer-a-business/): Submit a single business referral.

## Resources

AFN publishes a Canada-specific editorial library covering Canadian lending conditions, costs, and borrower protections.

- [Blog](https://advancefundsnetwork.ca/blog/): Long-form guides written for Canadian business owners, including interest rates and hidden costs on Canadian small business loans, unsecured lending and personal guarantees in Canada, the Canada Small Business Financing Program, business loan calculators in Canadian terms, and a seven-step guide to getting a Canadian business loan.
- [Guides](https://advancefundsnetwork.ca/guides/): In-depth resources on funding options and small business finance.

## Optional

- [Client Login](https://client.advancefundsnetwork.com/login)
- [Partner Login](https://partner.advancefundsnetwork.com/)
- [Affiliate Login](https://affiliate.advancefundsnetwork.com/)
- [Terms of Service](https://advancefundsnetwork.ca/terms-of-service/)
- [Privacy Policy](https://advancefundsnetwork.ca/privacy-policy/)