* Advance Funds Network does not provide funding for startups, Read qualification requirements here.
Whether you’re buying, leasing, or refinancing, AFN funds virtually every category of commercial equipment for Canadian businesses from BC to Newfoundland.
Imaging machines, dental chairs, surgical equipment, lab tools, and diagnostic devices.
Commercial ovens, walk-in coolers, POS systems, fryers, and prep equipment.
Semi-trucks, delivery vans, trailers, refrigerated vehicles, and specialty vehicles.
Tractors, harvesters, irrigation systems, livestock equipment, and more.
CNC machines, lathes, industrial presses, robotics, and automation equipment.
AFN understands the Canadian market. We offer CAD-denominated financing with terms and programs tailored to Canadian businesses. These are not U.S. products retrofitted for Canada.
Capital Cost Allowance (CCA) Canadian businesses may be able to claim CCA deductions on financed equipment, reducing your taxable income. Ask your accountant how equipment financing can work in your favour at tax time.
Our requirements are designed to help more Canadian businesses get funded, not fewer.
Complete our short application in about 60 seconds. No financial statements are required for amounts under $250,000.
Receive a same-day credit decision with clear, transparent terms. No surprises and no hidden fees.
Funds go directly to your vendor. Start using your equipment immediately and put it to work.
Virtually any commercial equipment, including heavy machinery, medical, restaurant, technology, transportation, agriculture, manufacturing, office equipment, and more. Both new and used equipment may qualify.
Most applications receive a same-day credit decision. Funding typically takes 24 to 72 hours after all documentation is complete, which is often faster than a traditional bank.
We work with credit scores as low as 500. The equipment itself serves as collateral, which helps Canadian businesses with challenged credit still qualify.
For financing under $250,000, many applicants qualify with just a simple application. No T2 tax returns or financial statements are required.
Yes. We serve all Canadian provinces including Quebec, and bilingual support is available.
Banks typically take 2–4 weeks and require extensive documentation. AFN decisions come same-day, with minimal paperwork, and we work with businesses that banks often decline.
Yes. AFN finances both new and used commercial equipment across Canada. The age and condition of the equipment may affect the available terms and rate.
Join Canadian businesses that trust AFN to get them funded fast, from BC to Newfoundland.
